Personal Insolvency and Practical Learnings for Non-PIPs
Event Details
€95 for members and €145 for ACOI designates
Date and Time
Wed, 2 December 2020
09:30 - 12:30
Location
Online in My Institute via Zoom
Event Details
€95 for members and €145 for ACOI designates
Date and Time
Wed, 2 December 2020
09:30 - 12:30
Location
Online in My Institute via Zoom
We have developed a new online workshop for non-PIPs which:
Shares the feedback from the ISI on what they have seen to date. This will provide good learnings for anyone involved in this area. It focuses on the debt solution options under.
Personal Insolvency Act 2012,
Bankruptcy
and their practical application using the ISI case study scenarios.
Using theses case studies, we will outline the financial implications from the different stakeholder perspectives and demonstrate the range of possible solutions under the different options.
In this online workshop we will overview the following:
The Debt Settlement Arrangement (DSA)
The Personal Insolvency Arrangement (PIA)
Debt Relief Notice (DRN)
Bankruptcy
Reasonable Living Expenses (RLE)
Personal Financial Statement (PFS)
Key changes made since the initial legislation in 2012
A DRN case, DSA case and PIA case published by ISI
The activity under the insolvency arrangements up to end 2019
Changes proposed to the insolvency legislation that are under consideration by the government
The workshop is designed for, but is not limited to:
Professional personal debt advisors, lawyers and other professionals who are involved with mortgage pre-arrears, arrears and collections
Lender front office staff who are involved with mortgage pre-arrears, arrears and collections
Lender back office staff including underwriters, mortgage restructure solutions specialists and other mortgage support staff involved with mortgage pre-arrears, arrears and collections
Staff working in firms which provide specialist mortgage arrears and collections support to mortgage lenders (Outsourcing / Insourcing)
Credit Union staff
Regulatory staff
The event will be held over Zoom. Please ensure you have access to Zoom in advance of the event taking place. Zoom is available on all PCs, laptops, tablets and Apple or Android devices. The link to join the event will be emailed to registered members on the day of the event.
The registration for the event will close once we reach capacity or at 3.30pm the day before the event.
2.5 CPD hours for;
QFA - relevant to Housing Loans, Consumer Credit and Debt Management categories only
APA - relevant to Housing Loans, Consumer Credit and Debt Management categories only
Grandfathered members - relevant to Housing Loans, Consumer Credit and Debt Management categories only
Registered Stockbroker - relevant to Housing Loans, Consumer Credit and Debt Management categories only
2 CPD hours for;
MCI
LCOI
FCOI
Noel McArdle
Hands on work experience:
Experienced professional in financial services with over thirty years hands on experience in the following key areas: 1. Personal/Retail Lending 2. Business Lending 3. Management of distressed borrowings 4. Management of personal credit and business credit underwriting teams
Credit reviewer with the Credit Review Office. This is a government body to which SME customers can appeal bank lending declines and get an independent review plus assistance in seeking to overturn the decline decision.
I have established my own small business
Lecturing experience
Thirty years business and personal lending lecturing experience, developing/delivering credit and lending programs leading to UCD level 8 and 7 qualifications with IOB
Business credit risk assessment lecturer on Chartered Accountants Ireland FAE Financial Services elective
I deliver credit and lending courses for financial institutions including the main stream banks, credit unions and other financial institutions
One to one coaching for business and personal lenders
Professional Qualifications
B Comm (Hon's) UCD by night study
FCCA by night study
Fellow of IOB
QFA
Fellow of the Sales Institute of Ireland
Developing an Effective Working Relationship with Premium Small Business –from Durham University Business School
Senior Management Programme- Delivered by Harvard Business School
Coaching Course delivered by Simon Tyler and Sean Weafer
