Mon, 22 September 2025
12:00 - 13:00
Your event link is available via IOB Learn
Mon, 22 September 2025
12:00 - 13:00
Your event link is available via IOB Learn
Key Considerations for Early-Career Professionals - this bootcamp event aims to empower you with the information that you need to take control of your pension early on in your career.
Our speaker, Karena Duane, will walk attendees through 5 key considerations:
1. Why Should You Care About Pensions at the start of your career?
Karena will explore the importance of early pension saving, compound interest, and dispel the myth that pensions are only for older workers.
2. How Much Should I Save—and When Should I Start?
Attendees will be provided with practical guidance on contribution levels, employer pension schemes, and the long-term benefits of starting early.
3. What Happens If I Change Jobs? Karena will discuss portability of pensions and consolidation.
4. Is It All About Money? Understanding Pension Investment Choices
We will look at how pensions are invested, risk profiles, sustainable/ethical investing, and what choices employees actually have.
5. Common Pension Pitfalls for Young Workers—and How to Avoid Them
Karena will review common mistakes such as opting out, missing employer matches, misunderstanding auto-enrolment, and the importance of reviewing statements.
There is 1 CPD hour for the following designations:
QFA- (Pensions only)
APA Member- (Pensions only)
Registered Stockbroker- (Pensions only)
Licentiate of Compliance Institute
Fellow of Compliance Institute (Compliance)
Wealth Management Professional
With nearly 25 years of hands-on experience, Karena is an expert in pension advice, helping a wonderful mix of clients through the years, from PAYE customers to company directors. As the manager of Fenero Financial Advisors , she and her team are providing tailored Financial Planning Advice for Contractors, ensuring her clients feel confident navigating the sometimes-tricky pension landscape in Ireland.
Karena’s passion for pension planning shines through her dedication to continuous learning. She loves collaborating with her team and clients to keep everyone updated on the latest developments and potential challenges in pension regulations so they can make informed decisions. As a Certified Financial Planner (CFP) and a proud member of the Financial Planning Standards Board, Karena is all about ensuring her team are delivering personalised pension advice that truly fits their client's unique needs and dreams.
With an MBA from Trinity College Dublin, she's enthusiastic about weaving in the latest industry trends and best practices into her advisory services. Beyond her consulting role, Karena actively contributes to the community through her involvement with The Pension Authority Technical Support Board and as a Board member of Venture Out, a not-for-profit social enterprise.