The Institute of Bankers in Ireland, trading as IOB, is a company limited by guarantee, registered under Part 18 of the Companies Act 2014, and does not have a share capital. It is a not‐for‐profit organisation.

The main objects for which the company is established are: (i) To provide education and educational services, to conduct examinations and to make awards in the fields of banking and financial services. (ii) To promote the study of and research into the practice of banking and financial services and to publish the results of such research. (iii) To advance education in banking and financial services. (iv) To promote high standards of professionalism, knowledge and expertise amongst those engaged in banking and financial services.

If you have any queries, please contact Company Secretary Evelyn Cregan at [email protected]

Council is responsible for the effective, prudent and ethical oversight of the IOB. It sets the IOB’s strategic aims and is collectively responsible for its long-term success.

Gavin Kelly

Gavin Kelly - President

Gavin Kelly is CEO of Bank of Ireland’s Corporate and Commercial Banking Division and he joined IOB Council in 2023. He has held a number of senior management positions in BOI since joining in 2007, including interim Group Chief Executive from September to November 2022, and Chief Executive, Retail Ireland prior to that.

Gavin oversees the provision of banking products and services to all corporate and commercial customers, including wholesale financial services, property, project and asset-backed finance, and specialised acquisition finance. The division focuses on core markets across Ireland, the UK, France, Germany, Spain, and the US.

Gavin holds a Commerce Degree and an MBS from University College Dublin. He is a Certified Bank Director and a Fellow of IOB and is currently a director on the board of New Ireland Assurance Company. Gavin was President of the Banking and Payments Federation, Ireland from January 2019 to December 2020.

Meliosa O

Melíosa O’Caoimh - Deputy President

Melíosa O’Caoimh, is Executive Vice President, and Country Head of Northern Trust’s business in Ireland. Northern Trust is one of Ireland’s largest fund administrators and global custodians, employing more than 1,700 people across offices in Dublin and Limerick. Prior to joining Northern Trust in 2003, Melíosa spent 8 years with Pioneer Global Investments. Prior to that Melíosa worked with Arthur Andersen & Company, Chartered Accountants.

Meliosa received a B.A degree in Economics and Politics at University College Dublin. Meliosa is a Fellow of the Institute of Chartered Accountants in Ireland and a Member of the Institute of Taxation in Ireland. Melíosa is the current Chair of the 30% Club in Ireland having joined as a supporter in 2015. She is also co-chair of Business in the Community’s “Leadership for Sustainability” Committee. Melíosa was on the Board of the American Chamber of Commerce in Ireland from 2008 to 2014. Melíosa joined the Council of IOB in 2022.

Niall Garvey

Niall Garvey - Vice President

Niall Garvey is Director Corporate Banking at Danske Bank Ireland branch. In his role, Niall is responsible for developing and executing Danske Bank’s strategy for the bank’s corporate clients (mainly publicly-quoted and semi-state companies across a wide and diverse range of business sectors). Niall has a particular interest in the Sustainability agenda and is Danske Bank’s Environmental, Social and Governance (ESG) lead in Ireland, responsible for developing the Bank’s programme for this area. Prior to joining Danske Bank, he worked with Bank of Ireland in Business Banking where he held Relationship Manager roles and in Retail Banking. Niall is a qualified accountant, being a member of the Chartered Association of Certified Accountants (ACCA) and holds the Association of Corporate Treasurers’ Certificate in International Treasury Management.

Rachel Gardner

Rachel Gardner

Rachel Gardner has over 13 years’ experience in the Financial Services industry. Before taking on her current role as Senior Business Manager to the CEO of Ulster Bank Ireland DAC, Rachel was a member of the Finance Leadership Team and held a variety of roles across Finance and Risk, working closely with the Executive of the Bank on numerous strategic projects over the years. Rachel started her career with General Electric in 2004. She holds a Bachelor’s degree in Commerce and is an ACCA qualified accountant.

Caitriona Brosnan

Caitriona Brosnan

Caitriona Brosnan is Head of Talent Development in AIB. She is a HR professional with 25 years’ experience encompassing all aspects of the talent development agenda including strategic and tactical capability assessment, solution design, delivery, third party sourcing, talent management, succession planning, project management and senior stakeholder management.

In 2014, Caitriona became Head of Learning in AIB. In this role, she was responsible for creating and leading a highly effective learning service focused on delivering strategically aligned capability uplift delivered through a transformed and leading edge training service, iLearn. In 2019, her remit expanded and she took on the role as Head of Talent Development in AIB where she was responsible for the development and delivery of the Talent development strategy at AIB supporting the delivery of organisational purpose and cultural ambitions. This role encompasses all facets of the Talent lifecycle and focuses on the end to end professional growth and continuous development of AIB employees across all levels, from new entrant level to AIB Board development.

Caitriona is passionate about development, tirelessly optimistic, highly adaptable and results driven with an ability to translate business requirements into the delivery of effective talent solutions.

Orla Cowzer

Orla Cowzer

Orla Cowzer is a Director of Corporate Broking, within the Capital Markets Division of Davy, Ireland’s largest stockbroker, wealth manager, asset manager and financial advisor. Orla is an investment banking and equity market specialist, with over 10 years experience working with publicly listed companies, across all sectors, providing capital markets and equity fundraising advice.  

Orla holds an MSc in Finance from UCD Smurfit Business School, along with degrees in European Business from Dublin City University and in International Business (majoring in Finance) from Northeastern University, Boston. Orla is also a qualified ACCA accountant and holds the Institute of Banking QFA and Registered Stockbroker designations.

Council > Brian Delahunty

Brian Delahunty

Brian Delahunty joined Barclays Bank Ireland PLC (“BBI”) in 2012 and is the current Head of Business Development for Barclays Corporate Bank across Europe. Brian sits on the European Management Committee and reports to the Head of Corporate Banking for Europe. Prior to taking up this role Brian was the Head of Product and Business Development for BBI. Brian sat on the BBI Executive Committee and had accountability for all products within BBI across debt, cash management, deposits, treasury, trade, asset finance and cards. He also led the international team covering US business in Ireland, ran the non-bank financial institutions sector and the business development function across Ireland. Previously Brian held the role of Senior Manager in Ulster Bank Ireland across a number of portfolios of Irish and multinational clients.

Brian is a Bachelor of Commerce graduate from UCD, a fellow of Chartered Accountants Ireland having trained with KPMG and holds the Certified Bank Director and QFA professional designation from IOB. Brian has been a board member of Inclusion Ireland since 2016, which is an organisation that actively looks to improve the rights and position of the intellectually disabled in Ireland.

Sabrina Dunne

Sabrina Dunne

 Sabrina has over 20 years’ experience in the Financial Services industry. She works in Bank of Ireland Group where she has held various senior management positions for over 5 years. Prior  to this she worked for National Irish Bank and Danske Bank Ireland for 16 years. She is an advocate of life-long learning and has participated in a number of IOB programmes during her career, from the QFA Diploma up to the Certified Bank Director Programme. She is an advocate of Inclusion and Diversity (I&D) and a member of the Group Gender Balance Committee, which is part of the I&D Committee in Bank of Ireland Group and is passionate about lifelong learning in the financial services sector believing it helps members to progress and to learn at every stage of their career.

Dr Lucy Fallon Byrne

Dr Lucy Fallon-Byrne

 Dr Fallon-Byrne is the Independent Member of Council.

She has recently retired from the role of Assistant Secretary at the Department of Public Expenditure & Reform. She has specialist expertise in the areas of organisational development, employee engagement and organisational innovation. Her PhD explored the dynamics of innovation in Ireland’s public and private sector organisations. Before joining the Department of Public Service and Reform, she was Assistant Director General, Corporate Affairs, Central Statistics Office. Dr Fallon-Byrne also worked in the Department of Social Protection where she led a transformation programme, developing a new streamlined one-stop shop service for jobseekers nationwide. Earlier in her career, she served as Assistant Chief Executive of the National Council for Curriculum and Assessment where she oversaw the development of the new Primary School Curriculum. As well as a PhD in organisational innovation, Dr Fallon-Byrne holds an MA in Political Science from UCD and an MBA from the UCD Michael Smurfit Graduate Business School.

Noel Gavin - Council Member

Noel Gavin

Noel Gavin joined Northern Trust in 2006 and is based in their Limerick office; he is a Senior Vice President and leads the Asset Servicing Learning & Development group. He has over 20 years industry experience with various role across project management, operations management, and leadership.

Noel serves as a director and current President of Limerick Chamber, he is a governing body member of TUS - Technical University of the Shannon and is the Chair of GOSHH CLG

Karen Hackett

Karen Hackett

Karen is an experienced HR Leader who has worked in the Financial Services sector since 1988, starting her career in Banking with Trustee Savings Bank, and moving into HR in 1999. Karen has worked across a number of HR briefs in Irish Life since 2001 and Permanent TSB since 2013. Karen was appointed Head of People Experience in Permanent TSB in 2020 having previously held the role of Head of HR Operations in Permanent TSB since 2013.  Karen has a passion for driving connection to organisational purpose through Cultural Evolution, Workforce Engagement, Stakeholder Management and collaboration with Employee Resource Groups to enable a diverse and inclusive high performing organisation. 

Karen has been at the forefront of Permanent TSB’s new Ways of Working Programme since 2020, championing Permanent TSB’s ‘Hybrid Workplace’.  Karen has successfully led the HR People and Culture stream of a transformative acquisition of portfolios from Ulster Bank to Permanent TSB in 2022. Karen is a member of the IOB, having being awarded Culture Champion, 2023 by the IOB. Karen is a Fellow of the CIPD and has a passion for continuing professional development and education, having completed a Master’s in Business Studies through IMI/UCC (2020) specialising in Strategic HRM, Leadership and OD & Transformation.

Christian Hanna

Christian Hanna

Christian Hanna is the Financial Services Union, FSU representative on IOB Council. Christian works in Bank of Ireland.

Aoife Headshot

Aoife Leonard

Aoife has more than 25 years’ experience working in Financial Services and has extensive leadership experience across Branch Banking, Business Banking, Contact Centers, Operations and Consumer Segments. In her current role, Aoife is Chief Operating Officer in Bank of Ireland’s Retail Ireland Division with responsibility for ensuring the successful running of the day-to-day business operations, while providing delivery oversight of strategic and financial planning. Aoife is a qualified financial advisor, certified bank director and holds a Masters in Management Practice from University College Dublin.

Laurence McKenna

Laurence McKenna

Larry has been the Chief Operating Officer of Wells Fargo International since 2020. He is responsible for bank operations, 1st line risk and control, business management, and change delivery in Wells Fargo’s only entity outside of the U.S.  Larry also serves as a Non-Executive Director to the board of Wells Fargo Capital Finance (UK) Ltd.

He began his Wells Fargo career in 2012 and after relocating to the US, he progressed to the role of Global Banking Region Head for Southern California. Larry returned to Dublin in 2017, after which he took on a leadership assignment as Brexit program sponsor, in addition to being appointed Interim COO.

Larry previously held roles at the National Treasury Management Agency, Bank of Scotland and PWC. Larry is a Fellow Chartered Accountant, holds a BA in Finance and Accounting and Masters in Business Studies and he is pending his Chartered Director designation.

Julie Scully AIB

Julie Scully

Julie has 20 years’ experience in the Financial Services industry, 12 of which are within the Compliance function in AIB. Julie currently holds the role of Head of Regulatory Compliance, leading a dynamic team dedicated to providing expert guidance on conduct risk and regulatory compliance risk, while fostering a culture of putting the customer first.

She is an advocate of life-long learning and has continuously participated in IOB programmes since 2004 to present, holding several qualifications in respect of culture, ethics, advanced risk management, conduct and compliance.

Julie is passionate about developing the next generation of compliance professionals and welcomes the opportunity to contribute to the future direction of banking education in an evolving regulatory landscape.

Peter Vance (PTSB)

Peter Vance

Peter joined PTSB as Chief Operating Officer (COO) in 2021 with 25 years’ experience in Financial Services. As COO, Peter is responsible for Group Change & Transformation, Enterprise Service Delivery including Payments, Financial Crime, Collections & Recoveries as well as other key functions.

Prior to joining PTSB, Peter held senior positions as Head of Group Operations and Executive Head of Direct Sales & Service Channels in AIB. In this role, Peter was responsible for leading multiple activities in both Ireland and the UK including; Payments, Treasury services, Financial Crime, SME Lending and the Customer Service Centre.

The objectives of the regional committees are:

  • To assist Council in promoting the objects of IOB in its functional area;

  • To provide a local co-ordinating point for members and students of IOB;

  • To provide a programme of activities for its members in conjunction with IOB secretariat;

  • To provide a channel for consultation between members and Council.


Richard Lusty

Richard Lusty - Chair

Richard is a Corporate Banking Relationship Director in Ulster Bank Northern Ireland. He has been with Ulster Bank since 2010 and joined from KPMG Corporate Finance, where he qualified as a Chartered Accountant. Richard has a 1st class honours degree in Law & Accounting from Queen’s University Belfast.

Richard has held roles in various business areas across NatWest Group including Corporate Banking, Performance Management and Strategic Transformation. Richard currently leads a sub-team of Corporate Bankers and is responsible for providing Banking facilities to both existing and prospect clients.

Richard is the current Chair of the IOB Belfast Committee and is passionate about helping people and businesses in Northern Ireland to thrive.

Belfast > Paul McClurg - Chair

Paul McClurg

Paul is Head of Business Banking, Belfast at Bank of Ireland. With 23 years’ experience, Paul has held a number of senior roles within Bank of Ireland in NI. A graduate of Queens University, Paul holds a BSc Economics and MSc Computer Science. As a Chartered Banker and Certified Bank Director, Paul is a past Chair of the Belfast Committee and Junior Vice President of Belfast Chamber of Commerce.

A keen golfer and a member of Clandeboye Golf Club, Paul also enjoys cycling and walking.

Belfast > Alan Laird

Alan Laird

Alan is a senior manager within Ulster Bank, A career banker with over 20 years experience within the organisation, he has held a number of positions across Risk, Business Banking, Retail and Restructuring.

Alan holds an Hons degree in Financial Services from UCD as well as a number of IOB qualifications. 

Alan also holds a Chartered Banker designation and has represented Ulster Bank on the Belfast Regional Committee for the past 10 years.

Belfast > Joanne Wilson

Joanne Wilson

Joanne is the Head of the Contact Centre for Edinburgh, Greenock and Belfast. She is a career banker with almost 29 years experience joining Ulster Bank in September 1989. Joanne has held a number of senior positions in a variety of areas including Branch Banking, Resource Development, Debit Recovery, Risk Management and Contact Centre.

Joanne is a board member of the recently formed Contact Centre Network in Northern Ireland. Joanne holds IOB qualifications and is an accredited coach.

Joanne joined the Belfast Committee in June 2018. 

Belfast > Desi Boyle

Desi Boyle

Desi Boyle currently works within the Deal Advisory department in KPMG with a strong focus on transaction services, corporate acquisitions, financial due diligence, pre and post deal evaluations and vendor due diligence. He also works with many financial institutions and companies providing independent business reviews and capital funding reviews across a wide range of industries. Prior to his current role, Desi spent over five years working in various roles in PwC and Bank of Ireland.

Desi holds a first-class BA (Hons) degree in Accounting and Finance from the University of Liverpool. Desi is a qualified accountant and is member of Chartered Accountants Ireland. He also holds a Diploma in Corporate Finance from Chartered Accountants Ireland.

Desi has completed the Chartered Banker qualification and is a licentiate of the Institute of Banking in Ireland. He was also accredited the Professional Diploma in Banking from University College Dublin.

Desi joined the Belfast Committee in February 2019. He is also a board member of two non-profit organisations in conjunction with various other committee positions.

Belfast > Tim McNiece

Tim McNiece

Tim has been with Danske bank for the past Five years having joined as part of the graduate scheme in 2017. Since then he has worked within business banking, business development, strategy, operations and research based projects in Copenhagen.

Tim currently works as a relationship manager within the Danske Corporate team.

East region

East > Susan Jordan

Susan Jordan - Chair

Susan is currently an assistant branch manager in Permanent tsb’s retail network. Susan began her career in Permanent tsb in 2006 when she joined the Banks' mortgage processing team.

Susan holds an International Bachelor of Arts from UCD and the Professional Banker designation from IOB, among other accreditations. She is currently studying Operational Risk Management Practices through IOB.

East > Kevin Fitzgerald

Kevin Fitzgerald

Following a successful career in the Financial Services sector Kevin has set up his own business T/A Equilibrium. With over twenty-five years management experience across multiple roles, Kevin has worked with people, and teams, across all levels of the organisation.

He is passionate about helping people to continually improve their performance and reach their potential, by facilitating, through self-discovery and coaching, areas for further improvement in order to build their confidence and effectiveness.

Leveraging off his many years in Learning & Development he now specialises in Presentation / Time Management / Influencing Skills and Leadership Development focussing on Culture and Accountability. He is motivated by the visible progress participants make during and post the learning interventions.

His qualifications include a Business Degree (1.1) along with multiple diplomas and certifications through IOB. He is certified in Training Design, Build, Delivery and Change Management. He is a Fellow of the Institute of Bankers in Ireland and is a member (and previous Chairperson) of the East Region committee and Disciplinary Committee. He is a member of the Media Cube, Business Review Panel based at the IADT Campus. He has been an active Board Member of Dún Laoghaire Rathdown Chamber and a member of the Strategic Policy Committee (Planning) at Dún Laoghaire Rathdown County Council

East > Marie Murphy

Marie Murphy

Marie is a manager in the Wholesale Risk Portfolio Management team in Ulster Bank. Marie joined Ulster Bank in 2004 and worked in Retail Banking and Business Banking before joining Credit Risk.

Marie has completed several qualifications through IOB including the Bachelor of Financial Services, and holds Qualified Financial Advisor and Professional Banker designations.

East > Finbar Gaffney

Finbar Gaffney

Finbar is an Associate of CZone coaching and training business having worked in the field of training and development for over 20 years. He specialises in management coaching, sales, customer service, and relationship management skills training. He is passionate about personal development and supporting people to achieve their potential though self-development and continuous improvement.

Finbar is a management and leadership coach who works with individuals who wish to improve or progress their careers. Finbar is an experienced trainer, coach and mentor with strong communication and relationship building skills. He is a creative problem solver who is passionately interested in helping people and organisations to fulfil their potential. Finbar enjoyed a successful career in the financial sector with over 15 years at senior manager level in sales and strategic management positions. Finbar developed his interest in people development when leading and motivating large teams of financial advisors and their managers. Finbar’s professional ethos follows the principle that all human beings, groups and organisations are striving for growth and positive oriented change.

His academic credentials include an Advanced Diploma in Life, Leadership and Executive Coaching together with a Diploma in Training Evaluation and Delivery. Finbar also holds the Qualified Financial Advisor (QFA) designation and completed the Registered Representative examinations with the Irish Stock Exchange. He lectured for IOB in financial regulation, investment advice, and pensions. Finbar was the Chief Examiner for the QFA exams and presented several CPD lectures for IOB. He is a Director of IOB and he is currently a member of the Membership Services Committee and the Education Strategic Advisory Committee.

East > Fergus Hickey

Fergus Hickey

Fergus has over 20 years’ experience in retail banking with Bank of Ireland in both a branch and direct model. His breadth of roles includes Business Adviser for the SME market, Sales Manager, Branch Manager and Area Sales Capability Manager covering all of the branches in Dublin city and surrounding area. Fergus also held a Sales Training Manager position in Direct Channels covering both Kilkenny and Dublin. 

Fergus is currently working in the bank’s transformational project, the Core Banking Systems Programme, where his responsibilities involve business analysis and project management.

Fergus has successfully attained the QFA, Professional Banker and Chartered Banker qualifications.

East > Darren Duignan

Darren Duignan

Darren is currently Manager of the Business Market in AIB’s Direct Banking division, a position he has held since its inception in May 2013. Darren began his career with AIB in 2000 and has worked in a number of different areas such as Retail Banking, Finance & Leasing and Commercial Finance.

In his current role Darren is responsible for building and managing a leading edge Direct Channels capability that significantly underlines the future strategy and focus of AIB for its Business customers. 

Darren has a Bachelor of Financial Services, Chartered Banker and is accredited as a QFA.

East > Elizabeth Mahon

Elizabeth Mahon

Elizabeth is a Senior Manager in the Strategy & Planning department of Permanent TSB. 

Elizabeth joined Permanent TSB in 2012, having previously worked for Deloitte Consulting, specialising in the Financial Services sector. Elizabeth has a BBS in Business & French from Trinity College Dublin, an MBS from Dublin City University, and is a Chartered Banker. 

Elizabeth recently completed the Professional Diploma in Retail Banking with IOB. 

East > Julie Lawton

Julie Lawton

Julie has worked with AIB since 2005, holding a variety of roles across the frontline and head office. Her recent roles include Regional Business Banking Manager for Dublin South and Central and as Strategy Manager for the SME market in Group Marketing.

Julie has several qualifications from the IOB including the QFA and Professional Certificate in SME Credit. In addition, she holds a BA in European Studies from U.L. and recently graduated with an MSc in Strategic Management and Innovation from DIT.

East > Jonathan Martin

Jonathan Martin

Jonathan has more than 15 years’ experience in the financial services industry, having started his career in retail banking with Permanent TSB in 2004. He had roles as branch manager and in retail operations during his time there.

Jonathan joined Irish Life in 2017 and is currently Sales Excellence Manager in its financial planning team. The role gives him responsibility for the training and development requirements of over 400 financial advisers.

Jonathan has gained several qualifications through IoB including a Bachelors in Financial Services, Professional Diploma in Compliance, and holds the QFA and Professional Banker designations. He has most recently been enrolled in the Professional Certificate in Consumer Protection Risk, Culture and Ethical Behaviour.

South region

South > Marie Barry

Marie Barry - Chair

Marie Barry is Branch Leader in AIB Bank Fermoy , QFA, Diploma in Financial Services. Marie joined AIB in the South East and worked in a number of customer facing roles across County Wexford including a Business Development Role, Regional Training Role and HR. Experienced in Customer Engagement with a strong background in Relationship Management, having managed SME Portfolios a mix of Agri, Commercial and Professional customers in a number of AIB Branches. In addition to Marie’s experience within AIB, she is a qualified Business and Life Coach and a qualified professional trainer.

South > Pat Ahern

Pat Ahern

Pat Ahern has worked with Ulster Bank Ireland DAC since 1989, holding a number of positions across Retail and Business  Banking, and is currently Portfolio Manager for SME Clients in Cork City and County. 

He is a past Chairman of IOB South. Pat is a Qualified Financial Advisor and holds a Diploma in Financial Services, and an Honours Diploma in SME Credit. 

South > Derek Horgan

Derek Horgan

Flagship Commercial Branch Manager Cork at Bank of Ireland Patrick St the home of Work Bench in Cork. I have held a wide variety of management roles in various sectors of Bank of Ireland, including Innovation, Tech & Regional roles.

 A strong influential business leader with the ability to inspire and motivate others, a passion for putting customers at the heart of the business, highly effective leader of change in a dynamic and changing environment, with a relentless determination to deliver business success.

Natural ability to work as part of a team or as a sole contributor, with excellent people and communication skills. Excellent computer and technical skills. Self-starter with creative vision.

South > Oonagh Connolly

Oonagh Connolly

Oonagh Connolly joined AIB in 1998 and spent 10 years working for Ark Life before moving into retail banking in 2008. She has gained extensive branch banking experience and knowledge though out her career having worked in a number of branches in Cork. 

Oonagh was recently appointed Branch Manager AIB Douglas Road. Her role is to offer the best banking experience for bother business and personal customers. 

Oonagh is a Qualified Financial Advisor and also has an honours diploma in SME credit awarded by UCD.

South > Gerard Burgoyne

Gerard Burgoyne

Gerard Burgoyne joined AIB in 2000 and has spent the last 19 years working in Retail Banking. He has gained extensive Branch Banking experience and knowledge throughout his career working in a number roles and locations throughout Cork City and County.

Gerard is currently Branch Manager, AIB Little Island. His current role is to lead out the Branch in his local area, particularly focused on the Business & Personal market. Gerard is a Qualified Financial Advisor, and holds a honours BComm degree from University College Cork.

South > Marie Somers

Marie Somers

Marie Somers has worked in the financial industry for the last 18 years and has experience in both Retail and Business Banking. She joined Ulster Bank in 2007 and is currently working in Business Banking in Cork.

She has gained extensive experience and knowledge in working with SME clients across a number of sectors in Cork City and County.

Marie is a Qualified Financial Advisor and also has an Honours Diploma in SME Credit awarded by UCD.

South > David Sheehan

David Sheehan

David joined Bank of Ireland in 2004 as part of their Business Banking Graduate Programme and had a number of roles in Business Banking before moving to Retail Banking in 2011. David is currently Branch Manager at Bank of Ireland Fermoy, managing a team of financial and agri advisers. 

David holds a BSc Finance from UCC and has studied extensively with IOB, completing the QFA exams, the Professional Banker Programme and the Chartered Banker Programme. David is currently studying for the MSc in Banking.

South > Tomás Manning

Tomás Manning

Tomás has worked in the financial services industry with Permanent TSB since 1990 spending time in its Bancassurance and Retail Banking channels. He is currently Branch Manager of Permanent TSB Douglas.

Tomás is a Chartered Banker and a Qualified Financial Advisor.

South > Deirdre McSweeney

Deirdre McSweeney

Deirdre joined permanent tsb in 1997 spending time in Dublin and Cork retail banking channels and retail credit departments. Deirdre is currently Territory Sales Manager in Clonakilty and Skibbereen, West Cork.

Deirdre is a Chartered Banker, has studied extensively with IOB, completing the QFA exams, and also holds a BFS Degree from UCD.

IOB’s governance regulations are comprised of the following documents: Constitution, Bye-Laws and our Corporate Governance Statement. Please see links ot these documents below.



Corporate Governance Statement

Disciplinary Proceedings Flowchart

IOB Fellowship Proposal Form

Professional Membership Categories

Disciplinary Proceeding Bye-Law

How can you become a member of Council?

The Constitution, Bye-Laws and Corporate Governance Statement all contain information on becoming a member of Council. These documents can be found under the Regulations tab.

In accordance with section 2 of Bye-Law 4, the Council of The Institute of Bankers in Ireland (“IOB”) hereby invites nominations from amongst the Voting Members of IOB for candidates for election to Council.

One (1) relevant Council seat will be vacant at the next Annual General Meeting (“AGM”) in March 2022.

Fellows, Licentiates and Practitioners (together the “Voting Members”) are eligible to hold office as a Council member and are eligible to vote in such elections to Council. For information on how to nominate/be nominated please read more here.

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What is the IOB's relationship with UCD?

IOB has had a long-valued relationship with UCD, dating back to 1990 when we jointly developed the Bachelor of Financial Services (BFS) degree. In 2006, we entered into a long-term strategic alliance with UCD to enhance and develop education and research in banking and financial services. As part of this alliance, IOB became the first recognised school of UCD. In 2011 IOB became a recognised college of UCD.

Is UCD an International University?

UCD is Ireland’s largest university. It is a leading international university and is currently ranked within the top 1% of institutions worldwide. For the third year in a row, UCD is ranked number one in Ireland and 78th in the world in the 2020 QS Graduate Employability Rankings.more >

What is our governance structure?

IOB is governed by a board of 16 directors known as the Council of IOB. Council meets a minimum of four times a year and members of Council also sit on specialist committees.

The Council includes;

  • The President, who chairs Council

  • Deputy President

  • Vice President

  • Independent member of Council

  • Elected members of Council

Certain corporate members of IOB appoint members to Council, while certain categories of professional members of IOB of Banking elect members to Council. The role of the Independent member of Council is to bring independent, objective and external perspective to the board. For more information regarding Council operations, please refer to our Bye-Laws.

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