Impacts of Inflation on Credit Risk

Event Details

Free


Date and Time

Fri, 13 May 2022

13:00 - 14:00


Location

Online via Zoom- Link only available in IOB Learn

Event Details

Free


Date and Time

Fri, 13 May 2022

13:00 - 14:00


Location

Online via Zoom- Link only available in IOB Learn

Event details
+

In this taster, Noel McArdle will review recent inflation figures, look at an important question for lenders to consider in determining the credit risk impact from inflation, examine factors that can contribute to an adverse impact on credit risk from inflation, focus on affordability for the personal borrower and look at a food manufacturing company case study.

There is 0.5 hours available for the following deisgnations:

  • QFA- Loans and Consumer Credit

  • APA- Loans and Consumer Credit

  • LCI

  • Professional Banker

  • MCI

Noel McArdle

Hands on work experience:

Experienced professional in financial services with over thirty years hands on experience in the following key areas:

  • Personal/Retail Lending

  • Business Lending

  • Management of distressed borrowings

  • Management of personal credit and business credit underwriting teams

Also;

  • Credit reviewer with the Credit Review Office. This is a government body to which SME customers can appeal bank lending declines and get an independent review plus assistance in seeking to overturn the decline decision

  • I have established my own small business

Lecturing experience

  • Thirty years business and personal lending lecturing experience, developing/delivering credit and lending programmes leading to UCD level 8 and 7 qualifications with IOB

  • Business credit risk assessment lecturer on Chartered Accountants Ireland FAE Financial Services elective

  • I deliver credit and lending courses for financial institutions including the main stream banks, credit unions and other financial institutions

  • One to one coaching for business and personal lenders

Professional Qualifications

  • B Comm (Hon's) UCD by night study

  • FCCA by night study

  • Fellow of IOB

  • QFA

  • Fellow of the Sales Institute of Ireland

  • Developing an Effective Working Relationship with Premium Small Business - from Durham University Business School

  • Senior Management Programme - Delivered by Harvard Business School

  • Coaching Course delivered by Simon Tyler and Sean Weafer

Noel McArdle