Fri, 13 May 2022
13:00 - 14:00
Online via Zoom- Link only available in IOB Learn
Fri, 13 May 2022
13:00 - 14:00
Online via Zoom- Link only available in IOB Learn
In this taster, Noel McArdle will review recent inflation figures, look at an important question for lenders to consider in determining the credit risk impact from inflation, examine factors that can contribute to an adverse impact on credit risk from inflation, focus on affordability for the personal borrower and look at a food manufacturing company case study.
There is 0.5 hours available for the following deisgnations:
QFA- Loans and Consumer Credit
APA- Loans and Consumer Credit
LCI
Professional Banker
MCI
Hands on work experience:
Experienced professional in financial services with over thirty years hands on experience in the following key areas:
Personal/Retail Lending
Business Lending
Management of distressed borrowings
Management of personal credit and business credit underwriting teams
Also;
Credit reviewer with the Credit Review Office. This is a government body to which SME customers can appeal bank lending declines and get an independent review plus assistance in seeking to overturn the decline decision
I have established my own small business
Lecturing experience
Thirty years business and personal lending lecturing experience, developing/delivering credit and lending programmes leading to UCD level 8 and 7 qualifications with IOB
Business credit risk assessment lecturer on Chartered Accountants Ireland FAE Financial Services elective
I deliver credit and lending courses for financial institutions including the main stream banks, credit unions and other financial institutions
One to one coaching for business and personal lenders
Professional Qualifications
B Comm (Hon's) UCD by night study
FCCA by night study
Fellow of IOB
QFA
Fellow of the Sales Institute of Ireland
Developing an Effective Working Relationship with Premium Small Business - from Durham University Business School
Senior Management Programme - Delivered by Harvard Business School
Coaching Course delivered by Simon Tyler and Sean Weafer