Personal Insolvency 2012 to 2020 a practical overview
Event Details
€95 & €145 for ACOI Designates
Date and Time
Thu, 9 December 2021
09:30 - 12:30
Location
Online via Zoom
Event Details
€95 & €145 for ACOI Designates
Date and Time
Thu, 9 December 2021
09:30 - 12:30
Location
Online via Zoom
Introduction
We have developed an online workshop which overviews the following:
i) Recent developments in personal insolvency., including The Personal Insolvency Court Review the Abhaile Scheme and The Personal Insolvency (Amendment) Act 2021. ii) A practical review of elements of the procedures DRN, DSA, PIA and Bankruptcy iii) Review of the ISI 2020 annual report . Who would benefit from the workshop?
The workshop is designed for, but is not limited to: • Professional personal debt advisors, lawyers and other professionals who are involved with mortgage pre-arrears, arrears and collections. • Lender front office staff who are involved with mortgage pre-arrears, arrears and collections • Lender back-office staff including underwriters, mortgage restructure solutions specialists and other mortgage support staff involved with mortgage pre-arrears, arrears and collections • Staff working in firms which provide specialist mortgage arrears and collections support to mortgage lenders (Outsourcing / Insourcing) • Credit Union staff • Regulatory staff
Topics covered
In this online workshop we will overview the following: • Introduction • Overview of some changes/enhancements made since the initial • legislation in 2012 • Reasonable Living Expenses • Prescribed Financial Statement and categories of creditor • Debt Relief Notice (DRN) and case study • Personal Insolvency Practitioner (PIP) • Protective Certificate • Debt Settlement Arrangement (DSA) and case study • Personal Insolvency Arrangement (PIA) and case study • Bankruptcy and case study • Review of ISI 2020 annual report
The event will be held over Zoom. Please ensure you have access to Zoom in advance of the event taking place. Zoom is available on all PCs, laptops, tablets and Apple or Android devices. The link to join the event will be emailed to registered members on the day of the event.
The registration for the event will close once we reach capacity or at 2pm the day before the event.
There are 2.5 hours in the following areas:
QFA- Housing Loans, Consumer Credit and Debt Management
CPD- Housing Loans, Consumer Credit and Debt Management
Registered Stockbrokers- Housing Loans, Consumer Credit and Debt Management
LCOI
Professional Banker
There are 2 hours for the following areas:
MCI
FCOI (Compliance)
Noel McArdle
Hands on work experience:
Experienced professional in financial services with over thirty years hands on experience in the following key areas:
Personal/Retail Lending
Business Lending
Management of distressed borrowings
Management of personal credit and business credit underwriting teams
Also;
Credit reviewer with the Credit Review Office. This is a government body to which SME customers can appeal bank lending declines and get an independent review plus assistance in seeking to overturn the decline decision
I have established my own small business
Lecturing experience
Thirty years business and personal lending lecturing experience, developing/delivering credit and lending programmes leading to UCD level 8 and 7 qualifications with IOB
Business credit risk assessment lecturer on Chartered Accountants Ireland FAE Financial Services elective
I deliver credit and lending courses for financial institutions including the main stream banks, credit unions and other financial institutions
One to one coaching for business and personal lenders
Professional Qualifications
B Comm (Hon's) UCD by night study
FCCA by night study
Fellow of IOB
QFA
Fellow of the Sales Institute of Ireland
Developing an Effective Working Relationship with Premium Small Business - from Durham University Business School
Senior Management Programme - Delivered by Harvard Business School
Coaching Course delivered by Simon Tyler and Sean Weafer
